TERMS AND CONDITIONS

Effective Date: June 1, 2026

Welcome to Digi Learno.

Digi Learno is a sole proprietorship business owned by Meher Nesha, providing competitive examination study materials, exam notes, and digital educational resources through its official website.

By accessing our website, purchasing any product, or using any of our services, you agree to be bound by these Terms and Conditions.

1. Introduction and Scope

These Terms and Conditions (“Terms”) constitute a legally binding agreement between you (“User”, “Customer”, or “Buyer”) and Digi Learno (“we”, “our”, or “us”).

These Terms govern:

  • Access to our website
  • Purchase of digital products
  • Use of our study materials
  • All transactions conducted through Digi Learno

If you do not agree with these Terms, please do not use our website or services.

2. About Our Products

Digi Learno provides digital educational resources, including but not limited to:

  • UPSC Notes
  • WBCS Notes
  • State PSC Notes
  • SSC CGL & CHSL Notes
  • Railway Examination Notes
  • FCI Notes
  • Current Affairs Materials
  • Topic-Wise Study Notes
  • Exam Preparation PDFs
  • Digital Educational Bundles

Unless specifically stated otherwise, all products sold through Digi Learno are digital products only.

All study materials may contain Digi Learno branding, copyright notices, and watermarks for intellectual property protection.

3. Eligibility

To use our services, you must:

  • Be at least 18 years of age, or
  • Have permission from a parent or legal guardian

By using our website, you confirm that you are legally capable of entering into a binding agreement under applicable laws.

4. Account Responsibility

If you create an account on Digi Learno:

  • You must provide accurate information.
  • You are responsible for maintaining the confidentiality of your login credentials.
  • You are responsible for all activities conducted through your account.
  • You must immediately notify us if you suspect unauthorized access to your account.

Account sharing is strictly prohibited.

5. Digital Product Delivery

All products sold by Digi Learno are digital products.

No physical shipment will be made unless explicitly mentioned on the product page.

Upon successful payment, access may be provided through:

  • Download Link
  • Email Delivery
  • WhatsApp Delivery
  • User Dashboard Access

Customers are responsible for providing accurate email addresses and contact details during purchase.

6. Payment Terms

All prices displayed on the website are in Indian Rupees (INR) unless otherwise specified.

Payments are securely processed through authorized payment gateway partners, including but not limited to:

  • Razorpay
  • Cashfree
  • PayU
  • Paytm
  • Phonepe

Digi Learno does not store customer card details or banking credentials.

Payment information is processed directly by the respective payment service providers.

7. Refunds and Cancellations

Refunds, cancellations, and related matters shall be governed by our separate Refund & Return Policy available on the website.

Users are encouraged to review the Refund & Return Policy before making any purchase.

8. Intellectual Property Rights

All content available through Digi Learno, including but not limited to:

  • Study Notes
  • PDFs
  • Current Affairs Materials
  • Text Content
  • Graphics
  • Logos
  • Branding
  • Website Design
  • Educational Resources

is the exclusive intellectual property of Digi Learno unless otherwise stated.

Purchase of any product grants a limited, non-exclusive, non-transferable license for personal educational use only.

No ownership rights are transferred to the purchaser.

9. Watermark and Copyright Protection

Digi Learno study materials may contain:

  • Watermarks
  • Branding Elements
  • Copyright Notices
  • Ownership Identifiers

Users are strictly prohibited from:

  • Removing watermarks
  • Modifying copyright notices
  • Altering ownership information
  • Creating unauthorized copies
  • Redistributing purchased materials

Unauthorized use of Digi Learno content may result in legal action under applicable laws.

10. Prohibited Activities

Users may not:

  • Share purchased notes with others
  • Share account credentials
  • Resell Digi Learno products
  • Upload purchased materials to Telegram, WhatsApp Groups, Facebook, Google Drive, websites, forums, cloud storage platforms, or similar services
  • Reproduce or distribute content for commercial purposes
  • Use automated tools, bots, or scrapers to access website content
  • Attempt unauthorized access to our systems
  • Use fraudulent payment methods
  • Misrepresent information during registration or purchase

Violation of these Terms may result in suspension or permanent termination of access without prior notice.

11. Content Accuracy Disclaimer

We strive to maintain accurate and updated educational content.

However:

  • Examination patterns may change.
  • Official syllabi may be revised.
  • Government notifications may be updated.

Digi Learno does not guarantee that all information will remain current at all times.

Users are advised to verify critical information through official sources whenever necessary.

12. No Guarantee of Examination Results

Digi Learno provides educational resources intended to assist examination preparation.

We do not guarantee:

  • Selection in any examination
  • Qualification in any examination
  • Specific marks, scores, or ranks
  • Interview calls
  • Employment opportunities
  • Any particular academic or career outcome

Success depends on individual effort and various external factors beyond our control.

13. Limitation of Liability

To the fullest extent permitted by applicable law, Digi Learno shall not be liable for:

  • Indirect damages
  • Incidental damages
  • Consequential damages
  • Loss of data
  • Loss of revenue
  • Loss of business opportunity
  • Examination outcomes

Our total liability, if any, shall not exceed the amount paid by the customer for the specific product giving rise to the claim.

14. Privacy

Your use of Digi Learno is also governed by our Privacy Policy available on the website.

15. Changes to Terms

Digi Learno reserves the right to update or modify these Terms and Conditions at any time.

Updated versions shall become effective immediately upon publication on the website.

Continued use of our website after such updates constitutes acceptance of the revised Terms.

16. Suspension and Termination

We reserve the right to suspend or permanently terminate access to our services if:

  • These Terms are violated
  • Unauthorized content sharing is detected
  • Fraudulent activity is suspected
  • Intellectual property rights are infringed
  • Any activity threatens the security or operation of Digi Learno

17. Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and interpreted in accordance with the laws of India.

Any dispute arising from the use of Digi Learno or its services shall be subject to the exclusive jurisdiction of the competent courts of Malda, West Bengal, India.

18. Contact Information

Business Name: Digi Learno
Business Type: Sole Proprietorship
Proprietor: Meher Nesha

Website: https://digilearno.com
Email: support@digilearno.com
Phone / WhatsApp: +91 9339580658

Registered Address:
Mosimpur, Kaliachak, Malda,
West Bengal, India – 732206

Support Hours:
Monday to Saturday, 10:00 AM – 6:00 PM (IST)

By accessing, purchasing, downloading, or using any product or service from Digi Learno, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.